Affordable purchase (starter home) schemes in Ireland

Each home has a market value and a minimum and maximum price. You pay what your purchasing power allows within that range (4x gross income plus savings above the deposit and a €30,000 disregard). The council keeps the gap as an equity share, at least 5%, which you can buy out later. Try the purchasing power calculator.

Applications are recorded by date and time of receipt and prioritised on that basis, with household-size priority for three- and four-bed homes. Being ready at the opening minute matters more here than for cost rental.

Not required to apply, but your application cannot be fully processed without approval in principle from a lender or a Local Authority Home Loan. Get it before the scheme opens.